Free Tool
Points Value Calculator
Calculate how much your credit card points and airline miles are worth in cash. Select a loyalty program, enter your balance, and see the estimated dollar value instantly. Compare across 20+ programs to find where your points go furthest.
Estimated Value of 50,000 miles
$500.00
at 1¢ per mile (economy, domestic)
Best value on Polaris business class and Star Alliance partner awards
Compare Across All Programs
How much would 50,000 points be worth in each program when redeemed for economy class domestic flights?
World of Hyatt
1.5¢ per point
$750.00
Chase Ultimate Rewards
1.5¢ per point
$750.00
Southwest Rapid Rewards
1.4¢ per point
$700.00
JetBlue TrueBlue
1.2¢ per point
$600.00
British Airways Avios
1.2¢ per Avio
$600.00
Amex Membership Rewards
1.2¢ per point
$600.00
Citi ThankYou Points
1.2¢ per point
$600.00
Capital One Miles
1.2¢ per mile
$600.00
Alaska Mileage Plan
1.1¢ per mile
$550.00
Air Canada Aeroplan
1.1¢ per point
$550.00
United MileagePlus
1¢ per mile
$500.00
American AAdvantage
1¢ per mile
$500.00
Delta SkyMiles
0.9¢ per mile
$450.00
Air France FlyingBlue
0.9¢ per mile
$450.00
Singapore KrisFlyer
0.9¢ per mile
$450.00
Cathay Asia Miles
0.9¢ per Asia Mile
$450.00
Emirates Skywards
0.7¢ per Skywards Mile
$350.00
Marriott Bonvoy
0.6¢ per point
$300.00
Hilton Honors
0.4¢ per point
$200.00
IHG One Rewards
0.4¢ per point
$200.00
Frequently Asked Questions
How much are airline miles worth?
Airline miles are typically worth between 1.0 and 2.0 cents each, depending on the program and how you redeem them. For example, United MileagePlus miles average 1.2 cents per mile, while Alaska Mileage Plan miles can be worth up to 1.5 cents. Business and first class redemptions generally provide higher per-mile value than economy.
How do you calculate credit card points value?
Credit card points value is calculated in cents per point (cpp) by dividing the cash price of a redemption by the number of points required. For example, if a flight costs $500 cash or 25,000 points, each point is worth 2.0 cents ($500 / 25,000 = $0.02). Our points value calculator uses industry-standard average valuations across thousands of redemptions for each program.
Which loyalty program has the most valuable points?
Among airline programs, Alaska Mileage Plan and Singapore KrisFlyer miles tend to offer the highest value at 1.5 cents per mile on average. For hotel programs, World of Hyatt leads at approximately 1.7 cents per point. Among credit card programs, Chase Ultimate Rewards and Amex Membership Rewards average 1.8 cents per point when transferred to partners.
How do I convert credit card points to dollars?
To convert credit card points to dollars, multiply your points balance by the program's cents-per-point value, then divide by 100. For example, 50,000 Chase Ultimate Rewards points at 1.8 cents each equals $900 in travel value. Our credit card points to dollars calculator does this math instantly for 20+ programs.
Are credit card points worth more than cash back?
Credit card points can be worth significantly more than cash back when transferred to airline or hotel partners for premium redemptions. While cash back gives a fixed 1-2% return, transferable points like Chase UR or Amex MR can yield 2-5 cents per point on international business class flights — effectively a 4-10% return on spending.