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Program Comparison

Chase Ultimate Rewards vs Marriott Bonvoy

A detailed comparison of Chase Ultimate Rewards and Marriott Bonvoy to help you decide which loyalty program is the best fit for your travel needs.

Chase Ultimate Rewards

Chase

Marriott Bonvoy

Marriott International

None
Alliance
None
points
Currency
points
1-5x points per $1 depending on card and category. Requires Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred for transfer access
Earn Rate
10 points per $1 at most brands. Exceptions: 5 pts/$1 at select extended-stay brands, 2.5 pts/$1 at Marriott Executive Apartments. Elite bonuses: Silver +10%, Gold +25%, Platinum +50%, Titanium/Ambassador +75%
1.8¢ per point
Avg Value
0.7¢ per point
None
Elite Tiers
Silver Elite, Gold Elite, Platinum Elite, Titanium Elite, Ambassador Elite
Points do not expire while at least one UR-earning card is open. 30 days to use or transfer points after closing your last UR card
Expiration
Points expire after 24 months of inactivity. Account deactivation after 5 years of inactivity. Lifetime Elite members are exempt
United MileagePlus, Southwest Rapid Rewards, British Airways Avios, Air France FlyingBlue, Singapore KrisFlyer, Aer Lingus AerClub, Air Canada Aeroplan, Iberia Plus, JetBlue TrueBlue, Virgin Atlantic, World of Hyatt, Marriott Bonvoy, IHG One Rewards
Transfer Partners
United MileagePlus, Delta SkyMiles, American AAdvantage, Alaska Mileage Plan, Emirates Skywards
Flexible travelers who want to transfer points to multiple airline and hotel partners
Best For
Frequent hotel travelers who value a large portfolio of brands and properties worldwide

Choose Chase Ultimate Rewards if you...

Flexible travelers who want to transfer points to multiple airline and hotel partners. Chase's transferable points currency with 13 transfer partners (10 airlines, 3 hotels) at 1:1 ratios, earned through Sapphire, Ink, and Freedom cards.

Choose Marriott Bonvoy if you...

Frequent hotel travelers who value a large portfolio of brands and properties worldwide. Marriott's loyalty program covering 30+ hotel brands worldwide with airline transfer partnerships. Soft landing policy in effect (drop one tier instead of full reset).

Frequently Asked Questions

Which is better, Chase Ultimate Rewards or Marriott Bonvoy?

It depends on your travel patterns. Chase Ultimate Rewards is best for flexible travelers who want to transfer points to multiple airline and hotel partners. Marriott Bonvoy is best for frequent hotel travelers who value a large portfolio of brands and properties worldwide. Consider your home airport, preferred destinations, and how often you travel when choosing.

Do Chase Ultimate Rewards or Marriott Bonvoy miles expire?

Chase Ultimate Rewards: Points do not expire while at least one UR-earning card is open. 30 days to use or transfer points after closing your last UR card. Marriott Bonvoy: Points expire after 24 months of inactivity. Account deactivation after 5 years of inactivity. Lifetime Elite members are exempt.

Can I transfer points between Chase Ultimate Rewards and Marriott Bonvoy?

While you can't transfer directly between Chase Ultimate Rewards and Marriott Bonvoy, they share transfer partners through credit card programs, which can serve as a bridge.

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