MileIntelMileIntel.

Program Comparison

Amex Membership Rewards vs Capital One Miles

A detailed comparison of Amex Membership Rewards and Capital One Miles to help you decide which loyalty program is the best fit for your travel needs.

Amex Membership Rewards

American Express

Capital One Miles

Capital One

None
Alliance
None
points
Currency
miles
1-5x points per $1 depending on card and category. Earned through Platinum, Gold, and Green cards
Earn Rate
1-10x miles per $1 depending on card and category. Earned through Venture X, Venture, and SavorOne cards
1.8¢ per point
Avg Value
1.5¢ per mile
None
Elite Tiers
None
Points do not expire while at least one MR-earning card is open
Expiration
Miles do not expire while the Capital One account remains open
Delta SkyMiles, JetBlue TrueBlue, British Airways Avios, Air France FlyingBlue, Singapore KrisFlyer, Cathay Asia Miles, Air Canada Aeroplan, ANA Mileage Club, Emirates Skywards, Etihad Guest, Avianca LifeMiles, Hawaiian Airlines, Iberia Plus, Qantas, Qatar Airways, Virgin Atlantic, Hilton Honors, Marriott Bonvoy, Choice Privileges
Transfer Partners
British Airways Avios, Air France FlyingBlue, Singapore KrisFlyer, Cathay Asia Miles, Air Canada Aeroplan, Emirates Skywards, Etihad Guest, Avianca LifeMiles, Finnair Plus, Qantas, Turkish Airlines, Virgin Atlantic, TAP Portugal, Wyndham Rewards, Choice Privileges, Accor Live Limitless
Travelers wanting the widest range of airline and hotel transfer partners
Best For
Travelers seeking simplicity with strong transfer partners and the 1 cent per mile travel eraser floor

Choose Amex Membership Rewards if you...

Travelers wanting the widest range of airline and hotel transfer partners. American Express's transferable points currency with 21 transfer partners (18 airlines, 3 hotels), the widest selection of any credit card program.

Choose Capital One Miles if you...

Travelers seeking simplicity with strong transfer partners and the 1 cent per mile travel eraser floor. Capital One's transferable miles currency with 21 transfer partners (17 airlines, 4 hotels), earned through Venture X, Venture, and SavorOne cards.

Frequently Asked Questions

Which is better, Amex Membership Rewards or Capital One Miles?

It depends on your travel patterns. Amex Membership Rewards is best for travelers wanting the widest range of airline and hotel transfer partners. Capital One Miles is best for travelers seeking simplicity with strong transfer partners and the 1 cent per mile travel eraser floor. Consider your home airport, preferred destinations, and how often you travel when choosing.

Do Amex Membership Rewards or Capital One Miles miles expire?

Amex Membership Rewards: Points do not expire while at least one MR-earning card is open. Capital One Miles: Miles do not expire while the Capital One account remains open.

Can I transfer points between Amex Membership Rewards and Capital One Miles?

While you can't transfer directly between Amex Membership Rewards and Capital One Miles, they share transfer partners through credit card programs, which can serve as a bridge.

Amex Membership Rewards Guide →Capital One Miles Guide →All Comparisons →